01
Working Capital
Operating capital requests for payroll, inventory, marketing, and short-cycle cash-flow pressure.
Cash-flow context
Document package
Use-of-funds notes
RECOLLETA FINANCIAL
Funding workflow
Credit-ready applications for serious business funding.
Recolleta Financial organizes estimates, ownership data, required documents, disclosures, and signatures into one production-minded funding package.
Package controls
Rate from env only
Configured
No persistent form storage
Memory only
JSON v2 payload
Webhook ready
Draft legal pages marked for review
Funding Command Center
Underwriting signals before submission.
A live workspace for package readiness, document strength, ownership validation, and JSON v2 routing.
Readiness signal
89%
Active model
Funding Readiness
0%
Sample package signal
Command Sections
0
Business to signature
Capital Uses
0
Common funding scenarios
Validation Points
0
Before webhook submission
Intake stream JSON v2 Documents
Bank statement package
86%
Tax return package
78%
Owner validation
91%
Disclosure status
100%
Scenario note
The scenario selector updates this visual readiness model only. Submitted application data remains governed by the form validation and webhook payload.
Business
Owner
Sign
Payment Estimator
Model a funding scenario against a configured annual rate.
The annual interest rate is read only from NEXT_PUBLIC_DEMO_ANNUAL_INTEREST_RATE. No fallback financing rate is invented.
Estimated Payment
$4,574
monthly
Periods
18
amortized
Configured APR
12%
demo only
Payment visualization
$82,326 total estimated payments
Principal share: 91%Interest share: 9%Estimated interest: $7,326
Illustrative estimate only. This calculator is not an offer, approval, commitment, or guarantee of financing. Actual costs, payment amounts, availability, and terms may differ after review.
Funding Solutions
A capital matrix built like a review memo
Each request type is framed by use of funds, supporting context, and document expectations before an application moves forward.
02
Revenue Based Financing
Revenue-aligned funding review for businesses with active deposits and repeatable sales activity.
Revenue pattern
Deposit cadence
Repayment scenario
03
Equipment Funding
Capital requests for machinery, vehicles, kitchen equipment, and other operating assets.
Asset category
Quote review
Term comparison
04
Expansion Capital
Funding packages for new locations, hiring, renovations, and strategic growth campaigns.
Timeline
Capital stack
Business case
05
Bridge Liquidity
Short-horizon requests organized around near-term obligations and incoming receivables.
Timing gap
Repayment source
Priority schedule
Funding Readiness
0%
Sample package signal
Command Sections
0
Business to signature
Capital Uses
0
Common funding scenarios
Validation Points
0
Before webhook submission
How It Works
From intake signal to signed package
Recolleta Financial moves applicants through identity, ownership, documents, authorization, and direct webhook submission with a controlled sequence.
Process posture
The flow is intentionally narrow: no sensitive persistent storage, explicit owner logic, required document checks, one disclosure checkbox, and owner 1 signature only.
01 Business
Establish the company file
Company identity, entity type, tax ID, incorporation state, and business timing are captured first.
02 Owner
Verify the principal
Owner 1 uses separate first and last names in the interface, then submits as one ownerName field.
03 Ownership
Map control clearly
Ownership percentages are validated and a second owner is included only when the applicant says yes.
04 Documents
Package the proof
Bank statements and business tax returns are checked for type and size before conversion to raw Base64.
05 Submit
Route the JSON v2 package
The final payload is sent directly to the configured intake webhook with the required commercial fields.
Business Stories
Sample narratives for a controlled launch
These placeholders are marked Sample until real, approved testimonials replace them.
Sample
"Sample: The application made each required document and owner field visible before we submitted the package."
Sample restaurant operator
Regional hospitality group
5-section package completed
Sample
"Sample: The estimate helped us compare monthly and weekly scenarios before moving into document review."
Sample retail founder
Multi-location retail business
2 payment views modeled
Sample
"Sample: Recolleta's intake workspace felt polished and serious without becoming a generic finance form."
Sample operations lead
Specialty services company
100% readiness check
Application desk
Prepare a funding package with the right structure from the first field.
Disclosure and signature included
Submit company, owner, document, disclosure, and signature data through the dedicated Recolleta workflow.
Open Application